You can see your sales. You can't see why the margin keeps disappearing.

Your Excel, your accounting software, and your POS already have the data. What's missing is the model that turns it into a dashboard — and into decisions made in time, not at year-end close.

No commitment · 30 minutes · Spanish small and micro businesses

We call that a Decision & Execution System. The engine: the model connected to your Excel, your accounting software, or your POS. The product: the decision made well — and the follow-up that confirms it.

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Choose based on the decision in front of you.

The engine is always the same financial model — only what you need to decide today changes.

Why this isn't optional

Nobody is going to warn you when your margin starts slipping. The business doesn't have to fail for you to have the problem — not knowing you have it is enough.

93%

Believe they know more about finance than average.

17.6%

Truly understand the four key concepts behind their own numbers — balance sheet, return on assets, equity, and credit rating.

Observatorio de las Finanzas de los Hogares y las PYMES (Fundación IE) and NTT DATA, March 10, 2025 — based on the Survey of Financial Competencies of Small Businesses (ECFPE), Banco de España 2021, sample of 1,120 Spanish companies with up to 50 employees.

93% trust their own judgment. Only 17.6% have actually checked it. Which one are you?

Frequently asked questions

What people ask before we start.

What if I just ask an AI for the model?

Go ahead — we use it too. An AI generates the template in minutes; what it doesn't do is take responsibility for the assumptions in front of a risk committee, keep the model connected to your real data month after month, or sit down with you to decide what to do with the result.

How much does it cost?

It depends on the scope, and the scope gets defined during the evaluation call, which is free. You leave it with a closed proposal, whether you hire us or not.

Do you replace my accountant?

No. We coordinate and oversee your existing accounting; we add the layer of financial direction that's missing, without duplicating what already works.

What happens to the model once the project ends?

It stays in your company: auditable, editable, with training to maintain it. We don't sell dependency; we sell capability. And if later you want a dashboard or a business plan, it's built on the same model — not from scratch.

Do you work with my tools?

Yes: Excel, your accounting software, bank aggregation, your online store, POS… We integrate with what you already use, with no costly migrations required.

Do you know Spanish financing?

It's our home turf: ICO credit lines, SGR guarantees, digitalization grants, and the usual requirements of Spanish banks and venture capital.

Tell us the decision in front of you. We'll bring the system.

Book a free evaluation
Financial Model Gurus

Decision & Execution Systems for Spanish small and micro businesses.

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